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Credit Cards? Medical Bills? Harassing Phone Calls? Talk To A Lawyer On Your First Call! |
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Free Online Case Evaluation
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Let Attorney Rich Reister provide you with an analysis of your situation. Just send him an e-mail explaining your situation, and you will generally receive a response within 1-2 business days.
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Under the new Bankruptcy law, you are required to complete a short and easy Credit Counseling session before your case can be filed. This can be done by telephone or internet. You must also complete a second counseling session on Financial Management after your case has been filed. Please call 1-866-859-7323 or go to www.bkcert.com to complete these requirements.
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- Personal Injury
- Wills and Estate Planning
- Uncontested Divorce
- Business Incorporations and LLC’s
- Real Estate Law
Wills and Estate Planning
Why You Need Estate Planning
Without a few simple estate-planning documents, you will lose the legal right to decide what happens with your money and your property when you pass away. You may also lose the right to make financial, healthcare, and end-of-life decisions.
What happens if I don't have a will?
With no will, all of your assets will be distributed according to the law of "intestate succession." State legislators wrote this law to provide for a fair distribution of property upon death. The trouble is, legislators do not know you or your personal needs and desires. So, with no will, it is unlikely your property will be distributed exactly as you would have wanted it to be.
What are some other reasons I need a will?
• You decide how your assets are to be distributed. You must have a will in order to designate which family members, charities, churches or synagogues, and friends receive your assets.
• You nominate a guardian for your minor children. Without this designation in a will, the court will appoint the guardian.
• You choose your executor. The executor is the person who finalizes your estate after you pass away. He or she probates your will, files tax returns, and distributes assets to the beneficiaries. Without this designation in a will, the court will appoint the executor.
• You decide exactly who gets what. You decide who will inherit that favorite piece of jewelry and include this in your will. Without bequeathing specific items, family members may clash over your assets.
• You may defer distributions to minors. You might not want your 18-year-old grandson to suddenly inherit $50,000. A will can provide that the money be held in Trust until he reaches a more responsible age.
• Tax Savings: Large estates will need to plan to minimize the Federal Estate and Gift Tax by taking full advantage of the marital tax deduction. This complex planning includes wills and trusts with special provisions.
• Funeral Arrangements and Disposition of Remains: You probably have decided whether or not you want to be buried or cremated, and where you would like your final resting place to be. You might also know what kind of funeral you want. Without a will, family members may clash over what they think you wanted.
Why do I need a Power of Attorney?
A Power of Attorney appoints a person called the "attorney in fact" to make financial decisions for you. If, for any reason, you become unable to make financial decisions, your nominated attorney in fact will do so in your behalf. Without this document, your relatives may have to pay an attorney to petition the court to establish guardianship over you so they can legally make those financial decisions.
Why do I need a Medical Power of Attorney?
A Medical Power of Attorney appoints a person called a "heath care agent" to make medical decisions for you in the event you can no longer make them for yourself. This person will be able to consent to surgical procedures and medical treatments. Someone you trust implicitly should make these important medical decisions.
Why do I need a Directive to Physician?
In the event you had a terminal condition, would you want to be kept alive using life-sustaining treatment, or not? This is an important, personal decision, and a Directive to Physician allows you to be in control.
Can I create all these documents without an attorney?
Yes, but it is not recommended. These important documents must be drafted, signed, and witnessed in accordance with state law. There are potential complications that only an experienced, licensed attorney would recognize, as well.
Business Incorporations and LLC’s
Protect yourself and your assets from the liabilities of your business by incorporating.
Whether you are starting a new business or wanting to incorporate an existing business, Rich Reister can help you decide what type of corporation, partnership, or LLC you need for your particular situation. He will sit down with you and analyze all of the factors to determine what type of business entity is best for you.
There is no cost to you for this initial meeting and advice.
Once it is determined what type of entity is best for you, Rich Reister can reserve your company name, incorporate your business, obtain an Employer Identification Number from the I.R.S., and show you how to follow legal procedures for an incorporated business.
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